Having a good credit score, also known as a FICO score, can make or break your finances. It can tip the scales in your favor so that you get that essential loan, land the home of your dreams, or get your hands on credit cards with the best rewards and interest rates. In fact, CNBC reports that your credit score factors into 90 percent of lending decisions, meaning keeping yours in tip-top shape should be among your financial priorities. Yet just a few missed payments here and there can begin to tank your credit score without you even realizing it. Suddenly, your negotiating power starts slipping—and financial doors
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