Credit card transfer bonuses (October): 50% bonus to Japan Airlines, 40% to Air France-KLM and more

Transfer bonuses can offer lucrative opportunities to help you maximize your points and miles and work your way toward fantastic award redemptions. You can sometimes get significantly more value from your rewards by transferring them to an airline or hotel partner during one of these bonus periods.

Remember, though, that these are limited-time offers: You’ll need to act fast if you find one that suits your travel plans.

We’ve compiled transfer bonus updates for most major programs with transferable rewards to make it easier to track these offers. Just note that transfer bonuses are sometimes targeted, so some may not be available to you.

Active transfer bonuses

We’re currently seeing these transfer bonuses:

Transfer from	Transfer to	Bonus details	End date	Transfer ratio
American Express Membership Rewards	Aeromexico Rewards	20%	Oct. 30	1,000 points equals 1,920 points
American Express Membership Rewards	Air France-KLM Flying Blue	25%	Oct. 31	1,000 points equals 1,250 miles
Capital One miles	British Airways Club	20%	Oct. 31	1,000 miles equals 1,200 Avios
Citi ThankYou Rewards	Japan Airlines Mileage Bank	30%	Oct. 24	1,000 points equals 1,300 miles with a card that unlocks the full 1:1 transfer ratio or 910 miles with most other eligible cards
Citi ThankYou Rewards	Avianca Lifemiles	25%	Oct. 24	1,000 points equals 1,250 Lifemiles with a card that unlocks the full 1:1 transfer ratio or 875 Lifemiles with most other eligible cards
Citi ThankYou Rewards	Qatar Airways Privilege Club	15% to 35%	Oct. 31	Bonus varies depending on the number of Citi points transferred and the Citi card used for the transfer
Marriott Bonvoy	Air Canada Aeroplan	15%	Oct. 31	3,000 points equals 1,150 Aeroplan points
Rove	Japan Airlines Mileage Bank	50%	Oct. 31	1,000 miles equals 1,500 miles
Rove	Air France-KLM Flying Blue	40%	Oct. 31	1,000 miles equals 1,400 miles
Rove	Qatar Airways Privilege Club	15% to 35%	Oct. 31	Bonus varies depending on the number of Rove miles transferred
Rove	JetBlue TrueBlue	20%	Nov. 14	1,000 miles equals 1,200 points
Wyndham Rewards	United MileagePlus	100%	Oct. 31	6,000 points equals 2,400 miles

American Express Membership Rewards transfer bonuses

American Express Membership Rewards is currently offering two transfer bonuses: 25% to Air France-KLM Flying Blue through Oct. 31 and 20% to Aeromexico Rewards through Oct. 31.

How to earn American Express Membership Rewards points

If you’re looking to earn more of these valuable points, the following American Express cards could prove useful additions to your wallet:

American Express® Gold Card: Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $8,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.
American Express Platinum Card®: Find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $12,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.

Capital One transfer bonuses

Capital One is offering a 20% transfer bonus to British Airways Club through Oct. 31.

How to earn Capital One miles

If you’re looking to earn more transferable miles, the following Capital One cards are solid options to consider:

Capital One Venture Business: Earn 100,000 bonus miles after spending $10,000 on purchases in the first three months from account opening.
Capital One Venture Rewards Credit Card: Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening, plus receive a $300 credit to use on hotels and vacation rentals booked through Capital One Travel in the first cardholder year.
Capital One Venture X Rewards Credit Card: Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.

According to TPG’s October 2026 valuations, Capital One miles are worth 1.85 cents each. Most transfers from Capital One will process instantly. For more details, read our guides to Capital One transfer partners and how to transfer Capital One miles.

Chase Ultimate Rewards transfer bonuses

Chase Ultimate Rewards isn’t currently offering a traditional transfer bonus.

However, if you hold the Chase Air Canada Aeroplan® Credit Card (see rates and fees), you can receive a 10% bonus when transferring at least 50,000 Chase Ultimate Rewards points to Air Canada Aeroplan in a single transaction. This cardholder benefit is capped at 25,000 bonus Aeroplan points per calendar year and is available through Dec. 31.

As always, it’s best to transfer points only when you’re ready to book an award since transfers are irreversible and award availability can change quickly.

How to earn Chase Ultimate Rewards points

If you want to earn more Chase Ultimate Rewards points, the following Chase cards could make good additions to your wallet:

Chase Sapphire Preferred® Card (see rates and fees): Earn 75,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
Chase Sapphire Reserve® (see rates and fees): Earn 100,000 bonus points after spending $6,000 on purchases in the first three months from account opening.
Ink Business Preferred® Credit Card (see rates and fees): Earn 100,000 bonus points after spending $8,000 on purchases in the first three months from account opening.

Citi ThankYou Rewards transfer bonuses

Citi ThankYou Rewards is offering a 30% transfer bonus to Japan Airlines Mileage Bank and a 25% transfer bonus to Avianca Lifemiles through Oct. 24. Additionally, a tiered bonus of up to 35% in Avios when converting points to Qatar Airways Privilege Club is available through Oct. 31.

The Qatar Airways bonus is based on the number of Avios generated in a single conversion: 15% for up to 49,999 Avios, 25% for 50,000 to 99,999 Avios and 35% for 100,000 Avios or more. Qatar Airways says the bonus Avios will be credited by Nov. 30.

You’ll only unlock the bonuses in their entirety if you hold the Citi Strata Elite℠ Card (see rates and fees), the Citi Strata Premier® Card (see rates and fees) or the Citi Prestige® Card (no longer available to new applicants). Other Citi cards do not unlock the full transfer ratios, so the transfers aren’t as valuable.

The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

How to earn Citi ThankYou Rewards points

To earn more Citi ThankYou Rewards points, consider these Citi credit cards:

Citi Strata Elite Card: Earn 75,000 bonus points after spending $6,000 on purchases in the first three months from account opening.
Citi Strata Premier Card: Earn 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening.

TPG values Citi ThankYou Rewards points at 1.9 cents each, per our October 2026 valuations, and most transfers happen instantly.

Marriott Bonvoy transfer bonuses

Marriott Bonvoy members can receive 15% bonus Aeroplan points when converting Bonvoy points to Air Canada Aeroplan through Oct. 31. The usual ratio is 3 Marriott Bonvoy points to 1 Aeroplan point, so 3,000 Bonvoy points will produce 1,150 Aeroplan points with the bonus. The bonus may take eight to 10 weeks after the offer ends to post.

Even with this bonus, transferring Marriott Bonvoy points to airlines generally isn’t recommended because the standard transfer ratio is 3:1.

How to earn Marriott Bonvoy points

If you’re looking to earn Marriott Bonvoy points, the following Marriott cards may be of interest:

Marriott Bonvoy Bold® Credit Card (see rates and fees): Earn 45,000 bonus points after spending $1,000 on purchases in the first three months from account opening.
Marriott Bonvoy Boundless® Credit Card (see rates and fees): Earn three free night awards (valued at up to 50,000 points each) after spending $3,000 on purchases in the first three months from account opening. Certain hotels have resort fees. Additionally, earn up to $100 in statement credits (up to $50 biannually) after spending $500 on eligible airline purchases (through June 30, 2027).
Marriott Bonvoy Business® American Express® Card: Earn 100,000 bonus points and a free night award (valued at up to 50,000 points) after spending $8,000 on purchases in the first six months of card membership. Resort fees apply.

According to TPG’s October 2026 valuations, Marriott Bonvoy points are worth 0.75 cents each. Some airlines take a few days (or even weeks) to receive the points.

Wyndham Rewards transfer bonus

Wyndham Rewards is offering double United MileagePlus miles when members convert Wyndham points to United Airlines miles through Oct. 31. The usual 5:1 transfer ratio becomes 5:2, so 6,000 Wyndham points convert to 2,400 United miles. Transfers must be made in increments of 6,000 points, with a maximum of 60,000 points per transfer and 90,000 points in total under the offer.

Despite the enticing 100% bonus, this transfer may not make sense for most members. Based on TPG’s October 2026 valuations, 6,000 Wyndham Rewards points are worth $33, while 2,400 United miles are worth $28.80. It could still be useful if your Wyndham points are nearing expiration or you need to top up your MileagePlus account for a specific redemption.

How to earn Wyndham Rewards points

To earn more Wyndham Rewards points, consider signing up for one of the following Wyndham cards:

Wyndham Rewards Earner® Card: Earn up to 75,000 bonus points: 30,000 bonus points after spending $1,000 on purchases in the first 90 days from account opening, plus 45,000 additional bonus points after spending $500 at Wyndham properties in the first 180 days from account opening.
Wyndham Rewards Earner® Plus Card: Earn up to 100,000 bonus points: 45,000 bonus points after spending $1,000 on purchases in the first 90 days from account opening, plus an additional 55,000 bonus points after spending $500 at Wyndham properties in the first 180 days from account opening.
Wyndham Rewards Earner® Premier Card: Earn up to 120,000 bonus points: 90,000 bonus points after spending $6,000 on purchases in the first 120 days from account opening, plus an additional 30,000 bonus points after spending $750 at Wyndham properties in the first 180 days from account opening.
Wyndham Rewards Earner® Business Card: Earn up to 100,000 bonus points: 45,000 bonus points after spending $3,000 on purchases in the first 90 days from account opening, plus an additional 55,000 bonus points after spending $500 at Wyndham properties in the first 180 days from account opening.

The information for the Wyndham Rewards Earner, the Wyndham Rewards Earner Plus, the Wyndham Rewards Earner Premier and the Wyndham Rewards Earner Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Rove transfer bonuses

Rove is offering four transfer bonuses for October. Through Oct. 31, Rove members can receive a 50% bonus when transferring Rove miles to Japan Airlines Mileage Bank, a 40% transfer bonus when transferring to Air France-KLM Flying Blue and up to a 35% bonus when transferring to Qatar Airways Privilege Club, with the exact bonus determined as follows:

Transfer up to 49,999 Rove miles to receive 15% bonus Avios.
Transfer 50,000 to 99,999 Rove miles to receive 25% bonus Avios.
Transfer 100,000 Rove miles or more to receive 35% bonus Avios.

Rove is also offering a 20% transfer bonus to JetBlue TrueBlue through Nov. 14. During the promotion, 1,000 Rove miles will become 1,200 TrueBlue points.

How to earn Rove miles

We’re excited about the “no credit card required” rewards program, Rove. You can book hotels and flights and shop online through the Rove portal; it lets you earn incredible amounts of transferable miles, including up to 54 miles per dollar spent on select hotels.

Rove now has more than 20 transfer options, including Japan Airlines Mileage Bank, Air France-KLM Flying Blue, Qatar Airways Privilege Club, Air Canada Aeroplan, Lufthansa Miles & More, Qantas Frequent Flyer and Virgin Atlantic Flying Club.

If you don’t have any Rove miles, you can earn 1,500 miles at no cost right now just by signing up through this link. You can also earn an additional 5,000 miles when making your first hotel booking over $500 as a new user with the code “BRIANKELLY500.”

Should you transfer points and miles?

We only recommend transferring points or miles if you have a short-term plan to use them. Transfers are irreversible, and you don’t want to be stuck with thousands of points or miles in a program you have little use for.

If you don’t have a specific redemption in mind but still want to earn points or miles, you’re likely better off earning rewards through card welcome bonuses and everyday spending.

We always recommend verifying award availability before transferring your rewards.

Bottom line

When a program with a transferable currency offers a transfer bonus, it’s important to run the numbers to determine whether it is worthwhile.

Generally, you won’t want to transfer your points or miles unless you have a specific redemption in mind. After all, a large part of the value of transferable points and miles comes from their flexibility, which you’ll give up when you convert them to a partner’s currency. However, a transfer bonus can help you get more value from your points and miles if you frequently use a partner program or plan to redeem them soon.